Buying a Plot on Installments in Kenya:How It Works
Many Kenyans dream of owning land but cannot raise the full price at once. Buying a plot on installments solves that. You pay a deposit, spread the balance over several months, and get your title deed once you finish paying.
Here is how it works and what to look out for.
How installment plans work
- Choose your plot. Visit the project and pick a plot that fits your budget and plans.
- Pay a deposit. This reserves the plot in your name. At Felamine Estate the deposit from as low as KES. 30,000
- Sign a sale agreement. It lists the full price, monthly amount, payment period and what happens if a payment is late.
- Pay monthly. Pay the balance in 12 months by M-Pesa or bank transfer. You get a receipt for every payment.
- Get your title deed. Once you clear the balance, the transfer is processed and the title is issued in your name.
Benefits of buying on installments
- Start small. You do not need millions in savings to begin.
- Lock in today’s price. Land prices keep rising; installments let you secure the current price.
- Build discipline. A fixed monthly payment works like a savings plan that ends in an asset.
What to check before you commit
- That the company has a verified title for the whole project (ask to see the mother title or official search).
- That the sale agreement is in writing and clearly states the total price and timeline.
- Penalties for late payments and what happens if you need to pause.
- That you get an official receipt for every payment, not just an M-Pesa message.
- How long the title processing takes after the final payment.
Own your plot with Felamine Estate
We offer flexible installment plans on plots in Kitengela, Kisaju and Isinya, starting from KES. 30,000 per month. Every payment is recorded and receipted, and you can check your balance any time.
Start with a free site visit.
Call or WhatsApp +254 716 662 210 today, or view available plots.
